Hello, Im Pamela R. Torrey

Hello, I'm Pamela R. Torrey, and I'm excited to be one of the great team members of the excellent team at Lopay – the payment app that's changing the way businesses operate in the UK, and now here in the U.S. too! I am a Senior Business Development Manager, and every day I help entrepreneurs and business owners reach new levels of flexibility, financial freedom, and control with our technology.My journey into fintech wasn’t linear – and I’m glad it wasn’t. With over a decade of experience in small business consulting, merchant services, and digital product strategy, I’ve seen firsthand what happens when outdated systems get in the way of growth. Before Lopay, I had experience working with many startups and independent retailers across the U.S., helping them improve operations and customer experience through improved financial tools. That's exactly what I was drawn to at Lopay.What sets Lopay apart—and gets me most excited—is our mission to empower small businesses by giving them instant access to their cash, full fee disclosure, and no lock-in contracts. Our one platform has a smart payment app, card reader, POS system, and instant payouts—all designed to enable business owners to become masters of their own destiny, not held up by banks or third-party processors. I truly believe we're not selling a product—we're building a movement about fairness, innovation, and access in payments.I'm a jack-of-all-trades at Lopay: I work with our U.S. partners to increase our presence, educate companies on the advantages of switching to our platform, and collaborate on customizing the customer experience to meet local needs. Whether I’m walking a retailer through their first Lopay setup, collaborating with developers on app enhancements, or speaking at a fintech conference, my goal is always the same: to help small business owners do more with their money, their time, and their tools.I’m particularly passionate about supporting underrepresented entrepreneurs—women, people of color, and those in rural communities—who often face the greatest hurdles in accessing fair financial services. With Lopay’s zero monthly fees, fast onboarding, and user-first design, we’re helping level the playing field.Outside the office, I'm a born-and-bred Chicagoan (go Cubs!), coffee connoisseur, and advocate for digital literacy. I also regularly mentor early-career professionals through local startup incubators and participate in local community events that foster financial empowerment.If you're a business owner who is curious about smarter, faster, and fairer payment options—or simply want to discuss how technology is redefining the retail and service environments—I'd be happy to speak with you. Let's build something better, together.