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What is the difference between virtual credit card/Alipay virtual VISA card and physical credit card?

A virtual credit card does not have a physical card, only the card number and other necessary information. Virtual credit cards can be used on the Internet, while physical credit cards need to be used in physical stores or ATMs.

Can a virtual credit card/PayPal credit card be declined?

Virtual credit cards may be declined under certain circumstances. For example, some online merchants may not accept overseas VISA cards for card purchases

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